Fintech consultancy

We take fintech products from thesis to revenue.

Operators who take interim seats — negotiating counterparty banks, structuring ledgers and reserve requirements, and owning the outcome until it ships.

Mandates

Seats we sit in, not decks we deliver.

Each engagement is a defined operational mandate with a named owner, a scope and deliverables on the record.

Sponsor Bank & Clearing Counterparties

The banks and networks a fintech cannot operate without: sourcing, negotiation and ongoing counterparty oversight.

Deliverables

  • Sponsor bank selection and term negotiation
  • Sponsorship, BaaS and programme agreements
  • Scheme, network and processor relationships

Core Ledgers & Treasury Infrastructure

The double-entry backbone, reserve positions and settlement rails behind every dollar that moves.

Deliverables

  • Ledger architecture and reconciliation design
  • Reserve requirements and funding structures
  • Payment rails and settlement tooling

Unit Economics & Interchange Architecture

The model that decides whether the business earns: pricing, interchange and the margin under every transaction.

Deliverables

  • Interchange and fee structure design
  • Unit economics model and pricing build
  • Reserve and capital efficiency plan

Commercial Distribution & Procurement

How the product reaches revenue: channel partners, enterprise contracts and the buying process behind them.

Deliverables

  • Distribution and channel partnership agreements
  • Enterprise contracting and procurement support
  • Pipeline ownership until revenue is booked

How we work

Operators, not observers.

We take the interim seat and carry the mandate to a working result.

01

Take the seat

We step into the interim operational role the constraint demands — commercial lead, product owner or treasury operator.

02

Vetted vendors at advantageous rates

We bring a vetted bullpen of vendors and partners to the table at advantageous rates, ready to build out the ledgers, rails and distribution the mandate calls for.

03

Own the outcome

We stay until the mandate closes: the counterparty signed, the ledger live, the revenue line booked.

Why Norilane

Built for the work that does not fit neatly in a brief.

Norilane is an operator practice for fintech leaders. We take interim operational seats and run the mandates other firms write reports about.

Small senior teams. Direct access. No hand-off from the people who shape the answer to the people who deliver it.

Senior

The people who hold the seat do the work.

Accountable

We own the mandate and answer for the outcome.

Commercial

Every structure connects to a viable business.

Work with us

Building a fintech? Start with a call.

Thirty minutes with a partner. No deck required.

Book an intro call